JJS Insurance
Speciality services
Property Owners Insurance
Our property owner insurance packages give property owners the peace of mind that their buildings and physical assets are protected against the unexpected.
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Strata Insurance
The team at JJS Insurance will work with you tirelessly to ensure that we find the right strata insurance for you or your body corporate. ...
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Motor Trade Insurance
We are Perth’s Motor Trades Industry Insurance specialists and we can design a policy specifically for your unique needs.
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Restaurant & Café Insurance
JJS Insurance are experts in the insurance of restaurants and cafes. We work with hospitality businesses across Australia.
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Cabinet Makers Insurance
We work with Cabinet Makers across Western Australia with all of their insurance needs.
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Full services
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Business Insurance
A business takes years to build – but an accident or disaster could destroy it all in minutes. That’s why businesses should help protect themselves with a quality business insurance pack.
With the right cover in place, owners can run their business with confidence, knowing that their premises, stock, equipment and reputation are protected by insurance.
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Farm Insurance
Working on the land brings many rewards – but just as many risks. As a farm owner, you’re vulnerable to bushfires that can destroy livestock or damage your buildings and other property; machinery breakdown which can cost you time and money; personal illness or a serious accident; or even a claim from a guest injured on your property.
That’s why farm insurance can help protect your farm and its produce, and the wellbeing of you, your family and the people that pass through your property
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Machinery Breakdown Insurance
Any Trade business will know the impact of Machinery Breakdown on a businesses ongoing operation.
Insurance is designed to provide cover against unforeseen and sudden physical loss or damage to the machinery.
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Marine Transit Insurance
If your business takes you across the seas, you can be exposed to risks from mother nature, misadventure and even piracy.
Such risks can prevent your commercial vessel, cargo or truck from reaching its destination, or cause costly damage during the voyage.
Marine transit insurance refers to a range of insurance products which help protect your business from loss or damage to vessels and cargo. It can cover the door to door delivery of goods worldwide, by sea, road, rail and air –including their storage on the way.
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Motor Fleet Insurance
Keep your business moving with a Motor Fleet Insurance policy arranged by JJS Insurance.
At JJS Insurance, we can organise a Commercial Fleet policy which will provide cover for all types and size of vehicles, trucks, trailers and other mobile plant and machinery. Starting from only five vehicles, we can tailor a policy to your needs.
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Professional Indemnity Insurance
Anyone can make a mistake – but if your business is found liable for negligence, the costs can be financially devastating. Not only can it lead to an expensive lawsuit, but your business’ hard-earned reputation may be damaged as a result.
That’s why professional indemnity insurance matters – for help protecting your assets and brand if your advice causes a client to take legal action against you.
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Public Liability Insurance
If an accident or unforeseeable incident causes damage or injury to someone (other than your employees), you may be found legally liable to cover the costs. Public liability insurance can help to protect your business from the financial risk of liability claims – giving you the certainty you need to trade with confidence.
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Management Liability
When you’re running a business, you may be personally liable for any actual or alleged breaches of the Corporations Act. And it’s not just large companies that are exposed – small and medium business owners and officers could be at risk as well.
Management liability insurance covers the costs of defending directors, managers and employees against any claims that are the result of their actions or decisions.
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Workers’ Compensation Insurance
If you’re a business owner, it’s easy to assume that accidents won’t happen at your workplace. But the statistics say otherwise.
Employers are required by law to take steps to ensure their workplaces are safe. This includes having workers’ compensation insurance for all their employees.
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Cyber Liability Insurance
Cyber protection insurance is a relatively new form of cover. It’s designed to help protect your business from the financial impact of computer hacking or a data breach.
A cyber attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk – which could damage your reputation.
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Industrial Special Risks
Industrial Special Risks Insurance (ISR) provides property damage and business interruption cover for larger asset values and organisations which have more diverse operations. Typically, Industrial Special Risk Insurance is available for combined asset values more than $5 million, however this minimum amount can vary between insurers.
Businesses with assets values under this amount are usually insured on a business pack insurance policy.
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Medical Malpractice Insurance
At JJS Insurance, we understand that operating a business in the medical or allied health field is complex and challenging, where a simple act, error or omission can be enough to spark a claim against the business or the professional rendering the services.
Medical Malpractice Liability insurance can protect you as a healthcare professional from claims arising from the healthcare services you provide.
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Personal Insurance
Our private client division is specifically tailored towards protecting prestigious homes and possessions. Generally the rebuild value of your home needs to be in excess of $500,000 to qualify for cover.
This type of policy is packed full of additional benefits and features designed for people who expect more.